Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5923 41107	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6283 40747	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6457 40573	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4878 42152	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
5472 41558	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
5013 42017	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
4400 42630	0x43fe64b38cff692264096302d32210d7f63ad974	500
6466 40564	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
6233 40797	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
5187 41843	0xe97178f627268f4cead069237db9f50f66d17d97	500
5930 41100	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
7274 39756	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
6027 41003	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500
5024 42006	0x8ffdb5a0b79576d6ea9e9e4e2a3594d33bce96da	500
7447 39583	0xbc2ec0acb440a170473299177c1cf997fd77667a	500
5415 41615	0x0a8a06071c878df9ec2b5f9663a4b08b0f8c08f4	500
4679 42351	0x4ec6a271246e63a44fe7468b3c2821c1d7861e21	500
6966 40064	0x664ec12af7ec2a51dcd355f8ccbebc36e7767a52	500
6274 40756	0x654985bc0adbaf5d78f6ebf56e6e8af44f9a050d	500
5011 42019	0xaaa8a090e78724c8e3f3de407205fff160017568	500
4337 42693	0x506cf3ff1ce0bbadb0ff11a4a655ce66be221643	500
6139 40891	0xc66778c0355adae47abe8b1a89ae9c06ffa53133	500
6815 40215	0xf2b7d747c08afe7a668db7081483ee9ac8563390	500
6065 40965	0xe29e146aca283e0e3e7117d56822942614917cf3	500
7458 39572	0xf44af6dc04a209fd295af4b8911d42041e0846fd	500
7375 39655	0xdda936d9b15473489503d4b5668e7af8ba8993b8	500
4612 42418	0x1f2d657cd16c0df5c1e6e7f86b445caac3a62533	500
4931 42099	0xd4f072b18c7a31d50bbf1df729b68e9ace7bc0d9	500
6409 40621	0x27fb938b7aa16cc301b38b487d7a267ef6bf773d	500
4296 42734	0x7117fb4e85286c159efa691a7699587ccd01e26e	500
4180 42850	0x2b5e3dc9791ac4ae92638513fdda5ce97816d30d	500
4728 42302	0xff3a7ac62f9e858187d0a42607f991084389c639	500
5264 41766	0x022a29ebe2be30f0c7ffc7dc9c51ffd3714762d0	500
5469 41561	0x2f7c56d73e77ec00406e4a50de5b6f5f99b0fdf0	500
6149 40881	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
5661 41369	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
5953 41077	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
4469 42561	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5405 41625	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5598 41432	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
How do I move up the leaderboard?
4216 42814	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
5027 42003	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4414 42616	0xe03a5189dac8182085e4adf66281f679fff2291d	500
5996 41034	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
5740 41290	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
6270 40760	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5925 41105	0xa0551958edf6f408429bea57416ca017b7fc520b	500
5828 41202	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5088 41942	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6822 40208	0xb9afd25589450134610b618c6499c3d9a5803759	500
4828 42202	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
7280 39750	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
4962 42068	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4641 42389	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7031 39999	0x74b2ed3972897156f7646303e1612570ffe54895	500
6262 40768	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6046 40984	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5346 41684	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4109 42921	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5246 41784	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6951 40079	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
6922 40108	0xab9317a3d1c141be550112e1187294742ef3cd77	500
4675 42355	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
7178 39852	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4725 42305	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
5767 41263	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4385 42645	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
5683 41347	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
4355 42675	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
6593 40437	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4422 42608	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4849 42181	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5419 41611	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6316 40714	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
6504 40526	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6917 40113	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
6795 40235	0xfc47cdb245701e57ec80cfe66316861699008264	500
4790 42240	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5108 41922	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4553 42477	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
How do I move up the leaderboard?
6324 40706	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5903 41127	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6039 40991	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4223 42807	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
4333 42697	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
7309 39721	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
4942 42088	0x41101882cb54935335f4e08c484c3def212a20be	500
5820 41210	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6311 40719	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
4799 42231	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
5043 41987	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
5306 41724	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6475 40555	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4816 42214	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
6285 40745	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
7310 39720	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
5774 41256	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
4522 42508	0x7ac76056b8c68bce493cf0e402e30d327657dae4	500
5951 41079	0x86e20163d39637ec8d484b884dc0c644feb7a4a5	500
6990 40040	0xa333e7a5a85f5022bc58c2f299765134b927c163	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.55% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.58% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About