Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
6340 40694	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
5974 41060	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6985 40049	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
4102 42932	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5926 41108	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6286 40748	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6460 40574	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4881 42153	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
5475 41559	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
5016 42018	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
4403 42631	0x43fe64b38cff692264096302d32210d7f63ad974	500
6469 40565	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
6236 40798	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
5190 41844	0xe97178f627268f4cead069237db9f50f66d17d97	500
5933 41101	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
7277 39757	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
6030 41004	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500
5027 42007	0x8ffdb5a0b79576d6ea9e9e4e2a3594d33bce96da	500
7449 39585	0xbc2ec0acb440a170473299177c1cf997fd77667a	500
5418 41616	0x0a8a06071c878df9ec2b5f9663a4b08b0f8c08f4	500
4682 42352	0x4ec6a271246e63a44fe7468b3c2821c1d7861e21	500
6969 40065	0x664ec12af7ec2a51dcd355f8ccbebc36e7767a52	500
6277 40757	0x654985bc0adbaf5d78f6ebf56e6e8af44f9a050d	500
5014 42020	0xaaa8a090e78724c8e3f3de407205fff160017568	500
4340 42694	0x506cf3ff1ce0bbadb0ff11a4a655ce66be221643	500
6142 40892	0xc66778c0355adae47abe8b1a89ae9c06ffa53133	500
6818 40216	0xf2b7d747c08afe7a668db7081483ee9ac8563390	500
6068 40966	0xe29e146aca283e0e3e7117d56822942614917cf3	500
7460 39574	0xf44af6dc04a209fd295af4b8911d42041e0846fd	500
7378 39656	0xdda936d9b15473489503d4b5668e7af8ba8993b8	500
4615 42419	0x1f2d657cd16c0df5c1e6e7f86b445caac3a62533	500
4934 42100	0xd4f072b18c7a31d50bbf1df729b68e9ace7bc0d9	500
6412 40622	0x27fb938b7aa16cc301b38b487d7a267ef6bf773d	500
4299 42735	0x7117fb4e85286c159efa691a7699587ccd01e26e	500
4184 42850	0x2b5e3dc9791ac4ae92638513fdda5ce97816d30d	500
4731 42303	0xff3a7ac62f9e858187d0a42607f991084389c639	500
5267 41767	0x022a29ebe2be30f0c7ffc7dc9c51ffd3714762d0	500
5472 41562	0x2f7c56d73e77ec00406e4a50de5b6f5f99b0fdf0	500
6152 40882	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
5664 41370	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
How do I move up the leaderboard?
6825 40209	0xb9afd25589450134610b618c6499c3d9a5803759	500
4831 42203	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
5956 41078	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
7080 39954	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
4451 42583	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
5051 41983	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
7406 39628	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
7211 39823	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
6372 40662	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
4833 42201	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
6353 40681	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
4197 42837	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
4594 42440	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
6855 40179	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
4938 42096	0x617311eaed829c63d728e228e3742bad95daaa81	500
6316 40718	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
4250 42784	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4274 42760	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
4795 42239	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
5146 41888	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
5325 41709	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
5831 41203	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
6507 40527	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6920 40114	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
6082 40952	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
4590 42444	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
6672 40362	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
7207 39827	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
5357 41677	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
4358 42676	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
6394 40640	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
5148 41886	0x4347dd04a5a83228e65894c4f476612e66d90585	500
5843 41191	0x9cf30a1cdee7d686de0211a3f98b6d4ff59a3532	500
4392 42642	0x4d9b6fd8d235212b17564c85eb5cf98a4c3e2018	500
5453 41581	0x7a16c1b3ed3a72776f65a16de2e58576e3acb1cc	500
5307 41727	0x3049c80bdd527128eb4e7886ab1db1e8042a8eb7	500
5877 41157	0xe82c60f27b265123419570a4a7ee9cdc7f21aa48	500
6465 40569	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
4992 42042	0x457524ecd5275df362b1a6ab17d92d8ecdb98abc	500
5376 41658	0x61503ad92e94ca295926854b35dfced55797f5a1	500
How do I move up the leaderboard?
7313 39721	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
5914 41120	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
4853 42181	0x14408105ab3ce8afe13a1b0380d112928e4dc6ec	500
6015 41019	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
4802 42232	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
5046 41988	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
7312 39722	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
4945 42089	0x41101882cb54935335f4e08c484c3def212a20be	500
5823 41211	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6314 40720	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
5309 41725	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6288 40746	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
6478 40556	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4819 42215	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7139 39895	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7250 39784	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4541 42493	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
7083 39951	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7284 39750	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
6798 40236	0xfc47cdb245701e57ec80cfe66316861699008264	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.85% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About