Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
4935 42100	0xd4f072b18c7a31d50bbf1df729b68e9ace7bc0d9	500
4616 42419	0x1f2d657cd16c0df5c1e6e7f86b445caac3a62533	500
5268 41767	0x022a29ebe2be30f0c7ffc7dc9c51ffd3714762d0	500
5473 41562	0x2f7c56d73e77ec00406e4a50de5b6f5f99b0fdf0	500
6153 40882	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
5665 41370	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
6826 40209	0xb9afd25589450134610b618c6499c3d9a5803759	500
4832 42203	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
7379 39656	0xdda936d9b15473489503d4b5668e7af8ba8993b8	500
7461 39574	0xf44af6dc04a209fd295af4b8911d42041e0846fd	500
5957 41078	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
6069 40966	0xe29e146aca283e0e3e7117d56822942614917cf3	500
6819 40216	0xf2b7d747c08afe7a668db7081483ee9ac8563390	500
6143 40892	0xc66778c0355adae47abe8b1a89ae9c06ffa53133	500
4341 42694	0x506cf3ff1ce0bbadb0ff11a4a655ce66be221643	500
5015 42020	0xaaa8a090e78724c8e3f3de407205fff160017568	500
6278 40757	0x654985bc0adbaf5d78f6ebf56e6e8af44f9a050d	500
6970 40065	0x664ec12af7ec2a51dcd355f8ccbebc36e7767a52	500
5975 41060	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6344 40691	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7159 39876	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
4683 42352	0x4ec6a271246e63a44fe7468b3c2821c1d7861e21	500
5655 41380	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
6950 40085	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
6346 40689	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
5296 41739	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
5419 41616	0x0a8a06071c878df9ec2b5f9663a4b08b0f8c08f4	500
7450 39585	0xbc2ec0acb440a170473299177c1cf997fd77667a	500
5028 42007	0x8ffdb5a0b79576d6ea9e9e4e2a3594d33bce96da	500
6900 40135	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
6031 41004	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500
5072 41963	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
4915 42120	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
7278 39757	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
5934 41101	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
5191 41844	0xe97178f627268f4cead069237db9f50f66d17d97	500
4473 42562	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5409 41626	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5602 41433	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
4221 42814	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
How do I move up the leaderboard?
5031 42004	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4418 42617	0xe03a5189dac8182085e4adf66281f679fff2291d	500
6000 41035	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
5744 41291	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
6274 40761	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5929 41106	0xa0551958edf6f408429bea57416ca017b7fc520b	500
6237 40798	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
7303 39732	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7199 39836	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
6470 40565	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
4404 42631	0x43fe64b38cff692264096302d32210d7f63ad974	500
5017 42018	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
5476 41559	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
4882 42153	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
6461 40574	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4686 42349	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
6281 40754	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7357 39678	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7256 39779	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
6287 40748	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6362 40673	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
5927 41108	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
5458 41577	0x929ae2674c0f639d94b3507f69c8f8761b36cb71	500
4103 42932	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
6986 40049	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
5278 41757	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
4714 42321	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
4389 42646	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
4679 42356	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
6799 40236	0xfc47cdb245701e57ec80cfe66316861699008264	500
7314 39721	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
6597 40438	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4426 42609	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4853 42182	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5423 41612	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6320 40715	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
5832 41203	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5092 41943	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6083 40952	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
4591 42444	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
How do I move up the leaderboard?
6673 40362	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
6508 40527	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6921 40114	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
4189 42846	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4487 42548	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
5047 41988	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
4803 42232	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
5824 41211	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6315 40720	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
4946 42089	0x41101882cb54935335f4e08c484c3def212a20be	500
7313 39722	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
5310 41725	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6289 40746	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
4854 42181	0x14408105ab3ce8afe13a1b0380d112928e4dc6ec	500
6016 41019	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
6350 40685	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4370 42665	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6369 40666	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6078 40957	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
6003 41032	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.72% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About