Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6424 40653	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
5945 41132	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
4941 42136	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6479 40598	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
6355 40722	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
4247 42830	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
5826 41251	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
6063 41014	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
6401 40676	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
4486 42591	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
4211 42866	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
6232 40845	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
4892 42185	0x0609a51be9b94ec56840d73312a458159cbce421	500
7047 40030	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
4998 42079	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
4836 42241	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
6728 40349	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4930 42147	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
5913 41164	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
6572 40505	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
4406 42671	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5018 42059	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
4403 42674	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
7295 39782	0x370df8e1f117793d8142f9a801897614952261a5	500
4357 42720	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5474 41603	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
7419 39658	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
6486 40591	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
5983 41094	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
5340 41737	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
5017 42060	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
6476 40601	0x3b5677595284dafba92320dc3c64e9cd08046907	500
4596 42481	0xfc9685364840db1362b16f15d72c1b294e031089	500
5463 41614	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
5129 41948	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
5292 41785	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
7165 39912	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
7368 39709	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4889 42188	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
6747 40330	0x0aadd259211f712b57b6648b305f336f637b6713	500
How do I move up the leaderboard?
5174 41903	0xa0456eaae985bdb6381bd7baac0796448933f04f	500
6886 40191	0xe0b2026e3db1606ef0beb764ccdf7b3cee30db4a	500
6149 40928	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
4153 42924	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
7258 39819	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
6938 40139	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
6892 40185	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
7068 40009	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
4750 42327	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
6318 40759	0x75536cf4f01c2bfa528f5c74ddc1232db3af3ee5	500
4353 42724	0xf90f819031899a487d24fdd9c49599e20aa27572	500
6566 40511	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
7115 39962	0x3b90bbdad3286f09fffab7be4f1dcc724bd5db6f	500
4777 42300	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
5178 41899	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
7343 39734	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6513 40564	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
4186 42891	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
7238 39839	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
7065 40012	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
7447 39630	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
6391 40686	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
7087 39990	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
6464 40613	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
5467 41610	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
7286 39791	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
5120 41957	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
7371 39706	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
6756 40321	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
7130 39947	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
5763 41314	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
5504 41573	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
5832 41245	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
6107 40970	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
4301 42776	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
5753 41324	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
5955 41122	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
5593 41484	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
7053 40024	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
7485 39592	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
How do I move up the leaderboard?
7427 39650	0x66d3ece23023d838c231215acd7328a7d664b82a	500
5197 41880	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
7116 39961	0x437ae28150189890d987deee46cc29bf4098622f	500
6859 40218	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
4689 42388	0x807c19cd4ed825155c5e7036aaddfa38be083272	500
6901 40176	0xb527a981e1d415af696936b3174f2d7ac8d11369	500
6164 40913	0x953c871b6d8608eb3eaff869970d9fee596fa51b	500
5773 41304	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
6703 40374	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
6791 40286	0xa05cb371f894ba24697cfe672f8262c3a206313f	500
6269 40808	0x9d3c241a24c8a34bae2f3c06e93e8ca1c6e69443	500
5995 41082	0x90faae2db20120d6b8bc60f1a8af79ab9d1eefc5	500
6363 40714	0x0412ed8438b5fae246606909ef8ba365f9103783	500
7158 39919	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
4445 42632	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
5251 41826	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
4975 42102	0xae6dcd07fac9d7cccc98509120c1071048cdd8a1	500
6001 41076	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
6965 40112	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
5484 41593	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.39% on your WSTETH

Earn 7.50% on your DAI

Earn 7.33% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 125.42% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About