Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.66%.

Get $RAYS

Leaderboard

Rank	User	Rays
7378 39673	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
6697 40354	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
5901 41150	0x978452c747ee0b617285caf3c50cae0103af5656	500
6345 40706	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
5974 41077	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
4338 42713	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
7398 39653	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
5967 41084	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
5878 41173	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
4599 42452	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
5557 41494	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
6851 40200	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
5287 41764	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
7046 40005	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
6420 40631	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
4353 42698	0x2e970945c64f7a41fca935c68b0024986e096021	500
7129 39922	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6566 40485	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
4269 42782	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
4933 42118	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
7144 39907	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
6778 40273	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
4673 42378	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
7117 39934	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
4470 42581	0x5eaaa37b6e8fa18e473d278edc0b303e585be281	500
6366 40685	0x09173487b272311edda01f45f97911aeb6abd602	500
6914 40137	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
4259 42792	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
5381 41670	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
6126 40925	0x746098f891d52fa00e49942c244a18bb15d574de	500
6634 40417	0x6845400c874037bec2a4b012b794aae480872cc1	500
7454 39597	0xb4bd4b455c77e6d8b357b2b340d65e8a80b8d8b1	500
4731 42320	0x9a387bb2cd93a09d9f05bf05786c3a41c230190d	500
6415 40636	0x74806540d1429d177013c8b90a6679626a18cec8	500
5711 41340	0x8b0c8c18993a31f57e60d81761f532ef14633153	500
6281 40770	0x210b6bf816be8b5d8854d944df1b65ed439a1e4a	500
5086 41965	0xc07f83f1261637f29c5b6acafd1d353b4733b487	500
6390 40661	0xeb2cafb6ea9def8084842558ad1242bbf7fcac2b	500
7024 40027	0x2ad3d1c3a10101b2cfb2ade0999a8e1c41656f07	500
6507 40544	0x3ee4361b72c7ecac056f2dfb32449b142d937675	500
How do I move up the leaderboard?
6230 40821	0xe0c748c28e37fc1ac64b8ee5546c8a177af33850	500
5325 41726	0x60c6e604f12c8450d46a793aec12917d1358e902	500
7446 39605	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4612 42439	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
4387 42664	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
5248 41803	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
5197 41854	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
4952 42099	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
6770 40281	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
7322 39729	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
6944 40107	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
7332 39719	0xd4adb891a10b91040fea83147a90eb985be20656	500
5102 41949	0xfad773b0086d3d26c52fd8e0877adea10f6314dc	500
4352 42699	0xea03523a90e5fc7e424ccef2b3e7d1ac3c90cdae	500
5195 41856	0xcc3f6acca041ffbee3b710f9023c290b918b5b74	500
4826 42225	0x4860589e0440145a7fdbfb262962ded881bd3d37	500
6521 40530	0x368434cbd681bcfbefaf0e7230acabecea3cb1cd	500
5211 41840	0x97b3353ac68d5625d66e99d3795b9b00d16114c5	500
5741 41310	0x0ef25ad333a465910a0c469627523903a28e320a	500
4540 42511	0x61e01cd91fe29acb06f1056f7e4a99b64b0263fd	500
4216 42835	0xe1e92c34b4a26e95da314d818b5d904efb3961bd	500
5409 41642	0x2e9dce29cc89f37ff233e9182d2193552dda1642	500
7471 39580	0x6c97cc62d58abcc5cf85e5d7dbae355beb5f6cd8	500
5912 41139	0xeb4add5bc5ce41e055beca74aa70ac81fc59ea24	500
6612 40439	0x17c77e522b1ee625a4c8b2117a2a16bdbfb2ccfc	500
5853 41198	0x7c3d434d79dddac3174ce0819f55ed82e0276147	500
5940 41111	0xe6d2a9b56701d3180d218717141670ad720e479f	500
5954 41097	0x1bef70e39f947ada9e69eb4cf05993c964a0fa18	500
5182 41869	0x9866a4cbb3421fff83f18a046af9d49678d4db59	500
5075 41976	0x0efcc71406887da20e11b1ca8b068f8a8955610b	500
6242 40809	0x5e51d1f456d8438ffa867c978699522574dbbc76	500
7259 39792	0xcbc93dadd929a1e6c9848576501aa87b60db169b	500
5836 41215	0xda03833f99e2bd2435af3e7c6be6c6319a52c622	500
7488 39563	0xfdd86a96f47015d9c457c841e1d52d06ede16a92	500
5580 41471	0x65dc63c45948d7d378784e074463f1b568a1b786	500
4291 42760	0x64ff035fd9168c5490368d1759c5fabe76b763a0	500
5424 41627	0xdeeb12536b72cf64239c2873f55153b2d72943ba	500
5450 41601	0x161cd2419f02754c811c3963a08bb21a28146f2a	500
6321 40730	0x10853821beb29e2ff64887c90d4570f384566a3a	500
5560 41491	0x67c43a80d0479a1a53044a49f7373a0ec04057d7	500
How do I move up the leaderboard?
4814 42237	0x3e86e6d8711d0edf0d0aa956cc6fb4b94417cc3e	500
6029 41022	0xdb29ec3fb265a03943bfedbdf4ee9d9867b368e8	500
7419 39632	0x848207743cf16b91aed5a24b67dd75f8cac2912f	500
4351 42700	0x4f06933da41ecc8703b8ce2e8c4c2fca498c3329	500
7261 39790	0xaf3cf8a7e45244543caaaf92e795a3c72e9f8a47	500
7349 39702	0x219b4b0a498566c412391219ea3d936176719ca6	500
6739 40312	0xb232ad656fbd3deda21f8ae177e17f416294118a	500
4156 42895	0xbee5348d07466997e566a4d7551a7c95470a0b05	500
5141 41910	0x76680402ea3c2e86ab22e8d84f8b219f702855a2	500
4309 42742	0x25a6bca14383d247fa3e4bb9d6a3009f3721bff8	500
4676 42375	0xd3d4d48057a21c3f097011140052f96778bc4617	500
7458 39593	0x5d8f4378e80f4172405905388f7a6412dd805996	500
5408 41643	0xdb81bbe3c04c60f1e6af5873316774f632e7d509	500
4290 42761	0xf7d44d5a28d5af27a7f9c8fc6efe0129e554d7c4	500
6570 40481	0x77265be7cfb120deab6e94f6d0db69bd0d79dd4f	500
4553 42498	0x311da6d80cc8994193168ba51b074649606cf6d2	500
6206 40845	0xefe45908dfbeef7a00ed2e92d3b88afd7a32c95c	500
6196 40855	0xabfd673d5c623ceec74d029d4fa9e2f021f806c6	500
6083 40968	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
4806 42245	0xd3c20a2e87c6aab9cbd4e52e2b99039e37092861	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.90% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.97% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About