Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.59%.

Get $RAYS

Leaderboard

Rank	User	Rays
5600 41673	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
5080 42193	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
4801 42472	0xbc5bc3c5c7615fad0ece0f084b95920514a70c80	500
5228 42045	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
7069 40204	0x23c910023a65a2a18f0b5c8ad1206530d75ce0f7	500
5005 42268	0xe160b3790ea2711b261186881f92df15e0453a1c	500
5581 41692	0x7324acab45bbf21b82a268693198fbf16f5fd60a	500
6693 40580	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
6871 40402	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
6111 41162	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
6465 40808	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6697 40576	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
6309 40964	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
6704 40569	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
7655 39618	0xd66d93e02aa78af0f636113988e54e5a07e466a4	500
4899 42374	0xa6b0d04fc93706c7ee5449bd420072014707a5ed	500
4606 42667	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
6250 41023	0x4684eae59efeb57611ad9991a643124c97bd8565	500
5596 41677	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
4358 42915	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
6564 40709	0xfd57d8f4a33753c576f75d7cc9a2b24609399591	500
4949 42324	0xa21fa4fa5e8a51165b77f24d21fbe2bc0fbf97f6	500
6084 41189	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
5043 42230	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
4343 42930	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
5335 41938	0x0215c140840b896e1e371525d1f70cefbd09aafa	500
4805 42468	0x0ce638e196f5141b9aa2fedc07ea158d94b458f9	500
5594 41679	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
4563 42710	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
5351 41922	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
5118 42155	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
7340 39933	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
6079 41194	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
7518 39755	0x5ddb5244acaaaab3275b2731c981a49cd5f68cee	500
4577 42696	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
7214 40059	0xf84003446b3fff78e1e0cd4bdad7128dc3b56d8d	500
6633 40640	0xaca6772be7bbb01d9a71457b5d430e9f2f0822a8	500
4846 42427	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
7593 39680	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
4370 42903	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
How do I move up the leaderboard?
5985 41288	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
4468 42805	0xbb2440df26cae107a421bc342ab66a0ce4fbe331	500
6896 40377	0x596572fb0e85ed15c2e5fc0f126878cf6b6b95f4	500
5822 41451	0xbf30608066f972e705b54fe75411e54b34d671c3	500
5898 41375	0xd0cdacb442a9f38c44d2ea87f005c48faa8ad5cf	500
5527 41746	0xc135725230a91b002025aeeb97dc8c29dd026cad	500
7672 39601	0x2061a27d1dc983fd8444770bc8d56bce215364ac	500
6921 40352	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
6042 41231	0x892abc8372ab4fc32d2bf3a51ca9d376bda5d818	500
6493 40780	0xa54f4330a818492b9af9f0ff00ef8c7c2024ba93	500
6595 40678	0xf8714afccee356681214cff48de2b24371f09c8a	500
6376 40897	0xad62d4fdd2d071536dbcb72202f1ef51b17ece30	500
7321 39952	0x9bb5ba0906d4f976dd4d9e670e4349f706a6d510	500
5838 41435	0x2a15c4df3a0f49ed56ab8d6a0e4403bb2f4218b3	500
7167 40106	0x73a45fc60534fbd05c891ee585726e66c5f2e22d	500
5442 41831	0x3989c4f265d18d7196b97168d77b240802bfb40c	500
6378 40895	0x6ed4f98486016b0cc0ecf1b77a3b1f0ffb58a279	500
5728 41545	0xbfde8808d8085b8a0fee89df38847f5827806330	500
6690 40583	0xc9c6fc48a6fa8d7f06699b78eb46c908751966df	500
6335 40938	0x3a6372b2013f9876a84761187d933dee0653e377	500
7288 39985	0x51c59282406384f8a39f090cfd61fc2af56ded7b	500
7236 40037	0xa343ad0351a58a314eb25b2087775298b95e1fde	500
6751 40522	0xecc6684386642661fe6cd65aff98dc238351872a	500
7349 39924	0x98bfaf737e8e9618072f38e04db0050e98d2d2d8	500
6842 40431	0xc6e55eb9e6756b045af2887d7393186a700d190d	500
5616 41657	0xec2d84c7038d6ae69e3b9b91fab4648a6c8c6f81	500
4426 42847	0x371178ccf88a1262ac51692fafc87955e8151531	500
5053 42220	0x612faffcee134392fb7a7c0d865e6efa16bba1b4	500
6855 40418	0x4b5a787ac6921cdefc57d8823ebd4d211f8e0519	500
6447 40826	0xf227704225e260d090736cb3b9bb10e26b5347d1	500
6444 40829	0x1e7dfa9d7216b1ea0c67c72ab5b81172b5fa0c0b	500
5680 41593	0xdf5245b911f4a2b470308fa7c5ed2553cd6ff805	500
4411 42862	0x39d6f45659b2ef6e6d61f5ace785b77672cb3aee	500
6678 40595	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
6251 41022	0x3da0b27497effa4f703b702fd76d82e2b1c11ba7	500
6487 40786	0xfcc5acd50ae590889d2a53343d35b5fb80d403c2	500
5375 41898	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
5503 41770	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
7289 39984	0x6714cdf72b31d3d339e1da7b2710e169f1f0714a	500
7644 39629	0x4a56a3ef7bf8dfa2d427ced3765e4d546fa941f6	500
How do I move up the leaderboard?
4892 42381	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
6439 40834	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
6052 41221	0xa672d5b91e8695ea9803c696a32d90537a274a63	500
6330 40943	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
7270 40003	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
7692 39581	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
5031 42242	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
6177 41096	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
4501 42772	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
5415 41858	0xd8219b1b72098db3535390d3354689b744d71777	500
5785 41488	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6222 41051	0xd2dfe71e6f01d78466756cc64f5abca642190827	500
5500 41773	0x5783d77a563210b7f8a1f02b3a4100595af32aca	500
5522 41751	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
6036 41237	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
5884 41389	0x0abf38a836553552d2f064c1255b328a5ebbd5e4	500
4776 42497	0x2e73caf5e4bb8b24f66ceb149fb0d8aacf90a8b5	500
4897 42376	0x1dfbd541162a88eca838229d7bf84fa9d19807c8	500
7576 39697	0x7baefd3ef84970077ffb5d8d7aa70ea55dba97a8	500
7031 40242	0x6a4b25c58173976c4a2bd2151028c3759a1eadd3	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 12.88% on your WSTETH

Earn 11.50% on your DAI

Earn 7.89% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to >1000% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About