Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.79x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5068 41963	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
4911 42120	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
6944 40087	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
7383 39648	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
6713 40318	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
6849 40182	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4362 42669	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6659 40372	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
4520 42511	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
4615 42416	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
5686 41345	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
6872 40159	0xc94f282af425199b29a406c30f9c0093241b6085	500
6840 40191	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
5861 41170	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
4182 42849	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
7299 39732	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7195 39836	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5774 41257	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
4867 42164	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4587 42444	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
6669 40362	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
6995 40036	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5666 41365	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
5671 41360	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
4710 42321	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
5767 41264	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4385 42646	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
6475 40556	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
7080 39951	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7281 39750	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
4816 42215	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7136 39895	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7247 39784	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4538 42493	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
4430 42601	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
7420 39611	0x5995423cefb0a97a656316daf7dee697d19b9098	500
5343 41688	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
4667 42364	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
4263 42768	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4563 42468	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
How do I move up the leaderboard?
5323 41708	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7417 39614	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5446 41585	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
6950 40081	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
6518 40513	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
4355 42676	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
5683 41348	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
6593 40438	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4422 42609	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4849 42182	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5419 41612	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6316 40715	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
5828 41203	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5088 41943	0x879804243d7d62dfa20191b75e0bd3af64356951	500
4719 42312	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
7064 39967	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
5429 41602	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
6057 40974	0x226bd275e353a18d2f465df4132c4746f2847abd	500
6200 40831	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
6576 40455	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7394 39637	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
5697 41334	0x749f9ecbe54c74585f3d3d402354b620d2b89264	500
7121 39910	0x114b50c2897d274afb844a8682af21317f5c83e4	500
7198 39833	0x785476bce5032ff749295e42622a42721a3cc9bd	500
6463 40568	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
6652 40379	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
4143 42888	0x58295bba59b4bf056cb99a900da9bde190606eea	500
6144 40887	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
7178 39853	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4725 42306	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
4682 42349	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
6277 40754	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7353 39678	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7252 39779	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
6358 40673	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
6459 40572	0xe32998f3d8be95cabd63d0a4859af887e7594719	500
5398 41633	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
4677 42354	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
7212 39819	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
5074 41957	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
How do I move up the leaderboard?
6698 40333	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4672 42359	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5363 41668	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
6337 40694	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
5971 41060	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6982 40049	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
4098 42933	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5923 41108	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6283 40748	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6457 40574	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4878 42153	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
5472 41559	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
5013 42018	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
4400 42631	0x43fe64b38cff692264096302d32210d7f63ad974	500
6466 40565	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
6233 40798	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
5187 41844	0xe97178f627268f4cead069237db9f50f66d17d97	500
5930 41101	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
7274 39757	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
6027 41004	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.60% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.15% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About